uob private banking
uob private banking
Blog Article
UOB Bank delivers a range of particular banking companies created to meet the money wants of people. Under is an extensive overview that will help you understand The crucial element facets and choices.
Varieties of Accounts
Savings Account: This account means that you can get monetary savings though earning curiosity.
Options: Easy access, fascination earnings, minimal costs.
Gains: Protected spot for your resources, possible expansion through curiosity.
Latest Account: Perfect for every day transactions and controlling fees.
Attributes: Checkbook facility, overdraft defense.
Gains: Convenient for regular payments and withdrawals.
Mounted Deposit Account: For the people looking to make increased desire rates more than a set time period.
Characteristics: Fastened time period deposits, bigger desire rates in comparison to cost savings accounts.
Positive aspects: Safe financial commitment possibility with predictable returns.
Financial loans
Particular Financial loans: Unsecured loans that may be utilized for numerous reasons like training or house renovation.
Kinds:
Installment Financial loans
Credit history Traces
Positive aspects: Flexible repayment terms, aggressive fascination charges.
Dwelling Financial loans: Customized answers for acquiring assets or refinancing existing home loans.
Styles:
Fixed Rate Home Loan
Floating Charge Home Personal loan
Positive aspects: Different designs to match specific wants, attractive premiums.
Credit Cards
UOB features A variety of bank cards catering to diverse lifestyles and paying out routines:
Benefits Cards: Gain points on just about every buy that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get money rebates on day-to-day investing like groceries and eating out.
Vacation Cards: Specific Gains like air miles accumulation and travel insurance plan coverage.
Expenditure Products and services
For individuals enthusiastic about growing their wealth by way of investments:
Device Trusts * Diversified portfolio managed by professionals. * Ideal for prolonged-time period growth goals.
Structured Deposits * Combines the capabilities of traditional deposits with investment decision merchandise. * Likely higher returns but with some danger concerned.
Insurance policies Solutions
To shield you and All your family members versus unexpected situations:
Life Insurance coverage * Offers economic safety in case of death or significant health issues. * May function a discounts Resource depending upon the coverage decided on.
Wellness Insurance policy * Covers medical fees which include hospitalization charges. * Essential for mitigating substantial healthcare prices.
Electronic Banking Providers
Comfort at your fingertips through electronic platforms:
Web Banking
Allows more info you to regulate your finances online:
Watch account balances and transaction historical past
Transfer funds involving accounts or pay out bills
Make an application for new goods (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cellular applications:
Swift balance checks
Cellular payment options (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to provide personalised banking options that cater specially to person necessities whilst guaranteeing convenience and safety in all transactions.